All About Financial Matters

Archive for February, 2006

For those that are looking for a business credit card that has a reward program, consider the American Express Platinum Business FreedomPass Card. There are many benefits to securing this credit card including a low interest rate and benefits that you would expect from a card issuer as highly valued as that of American Express. If you are looking for business level quality in a business credit card as well as a generous reward program, this can be the perfect choice for your needs.

The American Express Platinum Business FreedomPass Card offers many excellent benefits to those that have very good credit. You will start off with a 0% introductory interest rate for the first six months. Another plus is that you will have an introductory rate of 7.99% on balance transfer for the life of the loan if you submit the loan during those first six months. After this time, you will have an APR at 15.99% on purchases as well as 22.99% variable on cash advances. There is no annual fee either. You also get to take advance of the Average Daily Balance method of financing which allows for a more affordable solution if you choose to carry a balance on the credit card.

Rewards

The American Express Platinum Business FreedomPass Card offers you the ability to earn one point per dollar on purchases. You will then be able to redeem your points for a wide range of choices including hotels, car rentals, airlines, and travel sites. You will earn discounts and rewards to be used as directed. There is no expiration date for your reward points and no limit to the amount that you can earn in one year. For your first purchase, you automatically earn 5,000 points!

Selecting the American Express Platinum Business FreedomPass card allows you to get the benefits of American Express including access to OPEN, discounts on products and services, purchase protection, and up to $100,000 in travel insurance. Consider this card if you have a good credit score and the need to get a good reward program.

For more information or to apply for the findcreditcards.org/card/american-express-platinum-business-freedompass-card.php American Express Platinum Business FreedomPass Card, Beth Derkowitz recommends Find Credit Cards.

Some of the very best balance transfer cards are available online. Here you will find a plethora of information that will connect you to loaners and credit cards. Most sites supply data that will cover all particulars relating to credit cards, including APR, introductory, fraud protection, balance transfers, rewards, and more.

The lender offers 0 percent introductory up to one year on purchases and balance transfers. This is an enormous advantage since most lenders will offer the 0 percent introductory on balance transfers only. The card is a benefit for those wanting a low ongoing APR. Another significant advantage of this card is you will not pay fees on balances transferred during the introductory period.

Fraud Protection

This card has the crucial added benefit of fraud protection. In the last few years, millions of people suffered from identity theft. The card also includes online instant approval; however, you must have very good credit to apply. You will receive travel and accident coverage as well as protection on car rentals. The drawback is this card does not offer new card services.

Consider the following:

1) Fraud protection: What does it mean to you to have security, knowing your identity is protected?

2) Are rewards more important than identity protection?

3) Travel accident coverage: this benefit in itself is a great reward that will cover any points lost from not having the benefits of a rewards program.

4) Protection on car rentals: this is an insurance coverage, if you travel often-using car rentals.

The Citi Diamond Preferred is one of the many credit cards available. This card offers expires randomly, however sometimes the issuers will offer a 0% introductory APR up to 12 months on balance transfers. Unfortunately, some offers will not include 0% on purchases, or cash advances. This card however, comes with a rewards program where you will earn points redeemable on a variety of services and/or products. This will comprise travel, restaurant points, products and more. There’s no annual fee on this card and there are no fees on balance transfers, another great feature, since most charges on balance transfers are about 3 percent or 4 percent. If you are searching for a credit card take time to apply while the offers last!

For more information on the benefits of creditcardassist.com/balancetransfer/creditcards.html balance transfer credit cards, Bert Wills recommends that you visit CreditCardAssist.com.