All About Financial Matters

Archive for June, 2008

Money is energy. Money is an exchange. Money makes the world go round. Money, Money, Money, Money! Money is possibly the most powerful metaphor of our planet. How do you feel when you are free? Receive the keys to wealth, and discover the soulful laws where money becomes an auspicious bird that cannot wait to perch on your shoulder to bless you, again, and again!

1. Know Yourself

What do “poor” and “wealthy” mean to you? What programs were you raised on? How did your parents handle money? Do you think that you are a good person if you are rich or if you are poor? Do you give your power away to wealthy people? Do you envy or resent them? How do you treat wealthy people? How do you expect to be treated by them? How do you speak of them? How do you speak of poor people?

2. Beware of Projections and other Personifications

[The love of] Money is the root of all evil… Money is hard to come by… Money keeps on eluding me… Money does not come easy to me… Money does not like me… Money does not grow on trees… Ask yourself: what is money? What is it not? Money is only what I think it is. Similarly for time. Time is only what I think it is. In that sense, time is money!

3. Learn To Speak Its Divine Language

Have you noticed how spiritual is the vocabulary that describes money? In God, we trust! Change. Save. Profit. Worth. Value. Asset. Cash Flow. Liquid. Appreciation. Angel Investor. Equity… Notice the balance (sheet). Like breathing in: Income. Breathing out: Expenses. In: Assets. Out: Liabilities.

4. Create Space for Something to Change

Gratefulness is the key to open the Gates of Heaven (Having). When you are grateful, your attention is on what you have, not on what you lack. When you are grateful, you love it all. And then loving what you do brings forth doing what you love.

5. Discern “Expensive” and “Expansive”

About not purchasing that lovely condo, or not working with a coach, it is never about not having the money, it is about not having the truth to do something (i.e. not really wanting it, or feeling deserving of it) If you really wanted to go to Europe, you would find a way. Become honest enough, big enough, expansive enough in your consciousness to contain the condo, or the coaching program, or the trip to Europe…

6. Dare to Be a Visionary

And claim your financial goals: I read somewhere that out of the Yale class of 1953, 3% had written down their financial goals for after college. When they convened 20 years later, that 3% controlled more combined net worth than the other 97% combined.

7. Love Unconditionally

If you wish to partner with money, give, tithe, let it go, and set it free. Did I say “FREE?” Because all you have is truly all you need. You have to have the courage to give what you want to get. If it is yours, it will come back. If it does not, you never really had it in the first place. Furthermore, since we are all one, giving to another is really giving to yourself.

8. Have Fun & Play

“Life is a game…” When millionaires lose all their money, they do not worry, as they know they can and will enjoy making it again. Relax; money is only a game.

9. Sell What Benefits Others

Ponder this: would you be happy purchasing something that is revealed to be worthless? Ethical business practices are simply to receive money for a service or a product only if the buyer deems it valuable. Ex. Price of art. Price of a house. Price of a candy bar. And should someone be unhappy with your product or service, promptly give a refund.

10. Adopt a Pilgrim’s Mind

The magic of not knowing is what makes the dream possible. Believe in something greater than yourself! That attitude will pave the road with golden opportunities. Your only work is to recognize each of them, greet them as your friend, and then act on them: that is rich!

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Unless noted otherwise, all material is written and edited by Mahalene Louis, Copyright (c) Soulvision Axis, Inc. (r) 2003. All rights reserved. You may reprint material from “Turn on the Light!” Top Ten in other electronic or print publications provided the above copyright notice and a link to mahalenelouis.com is included in the credits. Also please send us a copy of the publication. When forwarding this material, please send the entire article intact and unadulterated.

Mahalene is an Inspiration Anchor, an Artist, an Author and the President of Soulvision Axis, Inc., a company assisting visionaries to unleash their creativity and awaken their spirit. She authored the Ten Techniques for heARTful living, as a result of 22 years of study and experience in creativity, communication and human development.

Beyond several local publications and national e-publications to which she is a regular contributor, she currently writes a blog ( mahasblog.com mahasblog.com) and publishes a monthly e-zine, Stop Trying, Start Trusting Mahazine, addressed to visionaries, holistic coaches, and consultants on the way to birth their personal and professional leadership. She also offers a Seven Weeks Mini-course, mad from the heART, and mini inspiring movies. Please do feel free to check out her work; mahalenelouis.com mahalenelouis.com

Debt settlement and debt consolidation are not the same thing. While
they both help reduce your debt, they each affect your credit score and
pocketbook differently. Before signing up with any debt management
company, make sure you understand the pros and cons of their approach. And
of course, be a smart shopper before signing any contract.

Debt Settlement – Instantly Eliminate Debt At A Cost

A debt settlement company gets your creditors to wipe out part of your
debt immediately. Fearful that you may go into bankruptcy and that they
won’t see any money, creditors will reduce your debt. With smaller
payments, you can more easily wipe out your principal.

But with debt settlement, your credit will be in poor shape for a
couple of years. Debt settlement is treated like a foreclosure or bankruptcy
by lenders. So it will be difficult to get decent credit, at least for
two years. You will also have a tax liability with the eliminated
amount.

Debt Consolidation – A Slow Approach To Debt Relief

Debt consolidation companies handle your creditors and payments. You
send them one payment, from which they pay your accounts. They also
negotiate lower rates with your creditors, helping you to get out of debt
sooner.

Try using one of ABC Loan Guide’s abcloanguide.com/debtconsolidation.shtml
Recommended Debt Consolidation Companies.

With this approach, your creditors will temporarily freeze access to
new credit. They will want to see in the next year that you are making
regular payments and reducing your debt. Your credit score may also drop,
depending if your lenders report that you are working with a debt
consolidation company. But after a year, you will be able to apply for new
credit, possibly with prime rates.

Research Before You Sign

Before you sign up any debt management company, make sure you research
several companies before settling on one. Ask about their fees and
process. Comparison shopping will give you a good idea on how reasonable
the fees are. Details about the process will tell if the company is
experienced in this type of debt management.

The sooner you reduce your debt, the faster you will improve your
credit score and your finances. Debt management companies can help you get
started.

View our recommended abcloanguide.com/badcreditdebtconsolidation.shtml
Debt Consolidators online. Also, view our recommended online lenders for abcloanguide.com/refinance.shtml Mortgage Refinancing to consolidate debt.